Hong Kong's
1st Virtual Banking Hackathon
2-3 Nov 2019
HKUST Business School

Thank You For Your Support!

Bizkathon 2019 was a great success with the support from

our great sponsors, partners and participants!


Check out the photo albums of the two-day event
Day 1: http://alumni.bm.ust.hk/news-happenings/album/bizkathonhkust-2019-day-1
Day 2: http://alumni.bm.ust.hk/news-happenings/album/bizkathonhkust-2019-day-2


Click here to check-out the video of the two-day event


Champion: Phoenix Innovation

Product: Customizable Banking Service via Chatbot and Speech-to-Text

1st Runner-up: SG Business

Product: Encrypted Machine Learning with Simple Homomorphic Encryption Master

2nd Runner-up: Impetus

Product: Fishing Gaming with Shopping Experience

Virtual Banking has arrived!

The new era of banking has arrived! With the majority of traditional banks today spending expensive overheads on manpower and manual operations, virtual banks' lean and autonomous approach on serving customers utilizes modern technological tools to evolve along with the customers.

Join us at Bizkathon@HKUST to build and showcase your business ideas to Hong Kong’s leading fintech professionals and network with like-minded innovators over a fruitful weekend at our brand new Incubator in HKUST Business Building.

• Develop your innovative business ideas with advice and guidance from the industry’s top practitioners
• Showcase your skills with a chance of working with renowned corporations and being incubated
• Network and connect with FinTech executives
• Enjoy unlimited free flow of food & beverages while hacking


Disrupting the banking industry with virtual banking requires winning the trust of clients. How could virtual banks build customer confidence with their new and unfamiliar brands among the public?

Virtual banks come with a greater focus on technology risk management, data privacy and compliance checks such as AML and CFT. What could be their best way of dealing with the compliance issues?

Streamlined processes must be devised by virtual banks to better develop and manage their products and services. What manual procedures can be automated or opted out with the help of fintech?

Compete to WIN!

Champion: HK $20,000

1st Runner-up: HK $10,000

2nd Runner-up: HK $8,000

In addition, each winner will receive:


Fast Pass to the Final Interview of Cyberport Creative Micro Fund (CCMF) or Cyberport Incubation Programme*

Complimentary ticket to the Cyberport Venture Capital Forum (CVCF)*

*Subject to the terms & conditions of Cyberport

Day 1
2 Nov 2019

On-site Registration

10:00 AM

Opening Ceremony

11:00 AM

Bizkathon Begins

12:00 NN

Workshop: Azure Introduction

02:00 PM

Mentoring Session

03:30 PM


07:00 PM

Please reload

Day 2
3 Nov 2019


7:00 AM

Bizkathon Ends

12:00 NN

Team Presentation

01:00 PM

Award Presentation & Closing Ceremony

03:30 PM

Please reload


Listed by alphabetical order of surnames

Rockson HSU

CEO, ZA Bank

Prof. Véronique A. Lafon-Vinais 

HKUST School of Business


Head of Fintech, InvestHK

Tat LEE 

Alternate Chief Executive and Executive Director, WeLab Virtual Bank

Prof. Shingyu Leung

HKUST School of Science

Jeffrey NG

Head of FinTech Solutions,

Ping An OneConnect Bank

Alice SO

Head of Entrepreneurship - Entrepreneurship Team, Cyberport


Listed by alphabetical order of surnames

Olivia AU

CEO, FTD InnoTech

Calvin CHAN

Managing Director, P-Sense

Joseph CHU

Director, Global Data

Office - IFRS17 Actuarial Systems Transformation, 


Edmond CHAN

Senior Manager, Strategic Partnership, ZA International

Cheney CHENG

Co-founder, Apoidea Group

Tiffany CHEUNG

Head of Growth,

WeLab Virtual Bank

Michael CHOW

Software Engineer, 9gag


Founder, DigFin

Kieran FUNG

Venture Partner, KineticOne

Jessica LAM

Group Head of Strategy, WeLab

Amanda LAU

AVP, Marketing and Channel Management, HKT Financial Services

Dicky LAU

SVP, Sales & Marketing,

TIPS Dollar


Crypto Team, PwC

Nicole LAW

Head of Regulatory Compliance, WeLab Virtual Bank


Chief Information and Operations Officer,

Ping An OneConnect Bank

Brian TANG

Founder, ACMI and


CTO, General Manager (China), Doughnut

Connie WONG

Asia Pacific Cloud Engagement Manager, HSBC

Joel YEN

Solution Architect - Wealth Ecosystem, Prudential

Kelvin YEUNG

Co-founder & COO, MediConCen

Victor YIP

Co-founder & CEO, Pecutus


(Listed by alphabetical order)

Organized by:


Sponsored by:


Supported by:


Frequently asked questions

What is a Hackathon?

A hackathon is an event where individuals work as teams to solve real life problems. You can enhance your CVs and portfolios, expand your professional networks by interacting with mentors and judges from the industry who can guide you in technical / academia / professional aspects. Our sponsors, renowned corporations from the Hong Kong FinTech industry, may be present at the hackathon to observe your work and may even recruit you! Make sure you submit your CV when you apply and bring a few copies to the hackathon to maximize your chances for a future career. The winners will be selected by a panel of judges comprised of top industry professionals and awesome prizes are to be won!

When is the application deadline?

The application deadline is on 25 October 2019 at 11:59PM. No applications will be accepted after this deadline! Make sure you apply early!

Who can participate?

All students and alumni of tertiary institutions in Hong Kong can participate! If you have passion in building something innovative, interacting with like-minded professionals, and enjoying a fruitful weekend, welcome to apply!

What happens if I have never joined a hackathon?

We welcome participants from all backgrounds to apply. Don’t worry if you don’t have coding or hackathon experiences before. We have experienced professionals at the event to assist you and your team. Come and enjoy the experience!

How much does it cost to join?

This hackathon is a free event!

Am I guaranteed to enter once I have applied?

Due to the high volume of applications that we receive, we will conduct screening on all applications. Qualified applicants will receive a confirmation email from us on the week of 28 Oct 2019.

How many people can be on a team?

Each team can have a minimum of 2 people and a maximum of 5 people.

What if I don't have a team?

In order to encourage teamwork, preferences of applications would be given to team applicants. However, we still welcome individual applications! Form a team with fellow individual applicants on the day of hackathon at your will and meet new friends!

Can my team and/or I use previous projects?

No, all projects need to start from scratch within the 24-hour time limit of the hackathon. If we notice any participants who use previously developed projects, the team will be disqualified from the hackathon (and will be stripped off all prizes if the related projects receive any from the hackathon). However, feel free to start brainstorming and discussing your ideas among your team prior to the hackathon! If you are unsure of something such as libraries or tools that you have created before, feel free to send us an email to bizkathon@ust.hk to ask or ask us on the day of the hackathon.

How are projects being judged?

Please refer to the participation agreement of the hackathon.

What should I bring to the hackathon?

Your innovative ideas, a working computer and any equipment that's going to help your development. Last but not least, your passion!

How do I get to the venue of the hackathon?

Please refer to venue and event agenda.

Who can I talk to if I have more questions?

You are welcome to email us at bizkathon@ust.hk if you have any further questions.

I am not a programmer. Can I still join?

Applicants with computer science / software engineering background would be preferred. However, a team with a mixture of design, project management and programming would be ideal!

The Hong Kong University of Science and Technology
Clear Water Bay, Kowloon Hong Kong

Email: bizkathon@ust.hk

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